Insurance

Insurance is a hot issue for artists and arts organisations. If you are a street performer, host an exhibition, invite people into your studio, run workshops, sell your designs or perform in a band then you put yourself in situations where you may be liable for injuries to others. Funding bodies often require proof of public liability. Other types of insurance may also be needed including personal accident insurance, equipment insurance and professional indemnity insurance.

Arts Law provide an excellent info sheet on insurance and liability to get you thinking seriously about it all.

SOME INSURANCE PROVIDERS

Insurance may not be as expensive as you think. Many arts organisations and peak bodies offer group policies that make insurance more affordable for arts groups and individual artists. 

Regional Arts NSW offers affiliate members access to group insurance policy cover.

Finsura - Is your exhibition or festival covered?

Finsura - Is your exhibition or workshop covered?

AON have developed a number of packages for the entertainment industry, including photography and dance. 

The Association of Community Theatre acts as an umbrella group for amateur and community theatre groups. Members are entitled to access a group insurance policy. 

Artworkers provide affordable public liability to visual artists, craft workers and designers through an affiliated accredited membership. 

Duck for Cover is a not for profit association offering affordable insurance for performers (including workshops).

DISCLAIMER: Arts North West does not endorse the services of any of the insurance products offered by the above organisations. If you require Public Liability Insurance you should contact a professional insurance broker to advise you on what product best suits your needs.

Deductible Gift Recipient Status

The Australian Taxation Office provides details about obtaining Deductible Gift Recipient Status.

Business Plans

The Australia Council for the Arts, with the state and territory arts funding agencies, has produced a Business Plan Framework to assist arts organisations to develop effective business plans.